If you are being sued by your lender in a foreclosure action, you need to understand all defenses available.  There are several affirmative defenses of the traditional sort, including fraud, unconscionability, and unclean hands.  But you may also have an affirmative defense specifically available in mortgage foreclosure actions.  One such defense is the assertion of RESPA violations.  

RESPA or the Real Estate Settlement Procedures Act is a federal act requiring certain disclosures to be made to borrowers.  It's been around since 1974 and covers mortgages on 1 to 4 family residential homes. Although this may be a defense available to you, it's complex, requires a close look at the mortgage documents, and we recommend a discussion with a competent attorney.

Interested in speaking with a Palm Beach Foreclosure Attorney?  Just call our office at (561)472-0919 or submit a Consultation Request form located on the right of your screen and we'll be in contact with you.