It's no secret that foreclosures have been more prevalent in recent years. In fact, foreclosures were up almost 400% in 2008 over 2006.  Whereas in the first quarter of 2007, Florida experienced approximately 10,000 new foreclosure filings a month, as of the second quarter of 2009, that figure has jumped to over 50,000 a month.  

Many Floridans being foreclosed upon are dealing with their first litigation experience. If you are the defendant in a foreclosure action, you may have valid defenses of which you are unaware. There is, however, a limited time in which to act.
If you have been served with a foreclosure complaint, you will see on the summons that you have only twenty days to file an answer. Failure to do so will result in the lender pursuing, and likely obtaining, a default judgment. You have options as the defendant in a foreclosure action, but is important you act quickly after being served.

A discussion with an experienced attorney may be invaluable in this instance.  Your situation may merit a valid defense, including procedural mistakes made by the lender's counsel.  This is a changing area of law and different counties have different local procedure to which the lender's must comply.
 

Contact our office today at (561) 472-0919 to schedule a consultation with an attorney.